Tuesday, September 15, 2015

Assignment IV



1.     Should China revalue the yuan against the dollar? If so, what impact might this have on 1) US balance of payments, (2) Chinese balance of payments, (3) relative competitiveness of Mexico and Thailand, (4) firms such as Walmart, and (5) US and Chinese retail consumers? 

China has pegged its currency to the US dollar (at RMB 8.3 to the dollar) since 1994. As in other countries, this was to ensure that currency volatility would not interfere with trade and investment flows on which the country's growth vitally depends, and to build confidence in the currency and the government's management of it. When a government pegs its currency, it essentially commits to a non-inflationary monetary and fiscal policy - something which the Chinese have consistently delivered.

I don’t think it has affected US manufactures and US job loss as Chinese imports are too small to have much of an impact on the US macro-economy. It only account for less than 10% of all US imports and Chinese imports are far less than 2% of US GDP. Therefore blaming china for the job lost is simply wrong. Instead US business consumers in the manufacturing sector are benefitted by the cheap Chinese imports as it has helped many US industries to compete in global market which would not have been possible if they were restricted only to US-based production. Hence, low value of yuan is helping US consumers keeping the low inflation rate and interest rates. Those who think that revaluation will decrease imports from China, they are wrong. They are ignoring the fact that surplus dollar earning of China is funding the huge US budget deficit and keeping interest rate low. And let’s not forget that China comes second after Japan as a purchaser of US Treasury bills which has been helping dollar to be strong.

In context of China, if the yuan is revalued it will make China’s exports more expensive, leading to the decrease in exports. This will slow down the entire economy. Other manufacturing countries will look for alternatives as labor costs increases which will automatically create unemployment causing social instability in China. There will be total financial instability in China as it has heavily debt-burdened, inefficient state-owned financial system.
The revaluation of yuan poses an unacceptable risk as no one knows for sure how much any currency is over or under valued. There will be more and more speculation to the further movements of the currency, destabilizing it.

And yes if Chinese Yuan is revalued then some trade will be lost from China, some exports will go away from China. And moving back to US manufacturing industry they’ll move to Mexico or Thailand and some other countries that are very competitive in that sort of low to medium tech manufacturing space.

Regarding firms in US companies whose imports totally depends on the country like China, they’ll have to pay more dollars if the Chinese yuan is appreciated. So, the company may face losses in their P/L accounts and for staying in competition they might search for several alternatives to minimize such costs.
And for company like Walmart, it is affected so much because most of their stock is purchased from China.

Talking about the US retail consumers, as Chinese yuan is revalued, the purchasing power of the dollar might decrease affecting the whole retail industry which imports goods from China. They will have to pay more dollar to purchase same goods from China.

Chinese exporter will be benefited as they will get more of dollar for the same goods as their purchasing power of the yuan is increased. But overall the Chinese economy might go down, US economy and other economy might search for other economies which is cheaper in comparison to China causing political and economic instability in China.

2.     You are an IMF official going to a country whose export earnings are not able to pay for imports. The government has requested a loan from the IMF. In which areas would you recommend the government make cuts: (1) education, (2) salaries of officials, (3) food subsidies, and/or (4) tax rebates for exporters?

A country in severe financial trouble, unable to pay its international bills, poses potential problems for the stability of the international financial system, which the IMF was created to protect. Any member country, whether rich, middle-income, or poor, can turn to the IMF for financing if it has a balance of payments need—that is, if it cannot find sufficient financing on affordable terms in the capital markets to make its international payments and maintain a safe level of reserves.

If the government has requested a loan from the IMF, I would recommend government to make cuts on food subsidies. Regarding education, I think government should not cut its spending on education as it is the one of the important sector to invest in. And talking about the salaries of officials, it is the right of the officials to get paid for the services they provide to the government and if it has been cut off they might be de-motivated. Likewise, tax rebates for exporters must be not be ignored as it will boost up the economy indirectly. If exporters are sure that the money they paid will be rebate they will be encouraged to engage in global business.

In case of making cuts on food subsidies, they only make political sense but they don’t make any economic sense. They were designed to aid lower-income families but instead it creates problems of insufficient calories for children and cause obesity problems as well. Thus, such programs only unnecessarily serves more recipients and increase the cost of government.
Those programs should be left for the private charities. Also it will help the farmers to produce more and increase its production. It will greatly affect the economy by creating more jobs in agricultural sector.





3.     Critics argue that thanks to NAFTA, a flood of subsidized US food imports wiped out Mexico’s small farmers. Some 1.3 million farm jobs disappeared. Consequently, the number of illegal immigrants to the US skyrocketed. What is your view on NAFTA, CAFTA, and FTAA?

The Free Trade Area of the Americas (FTAA) was a proposed agreement to eliminate or reduce the trade barriers among all countries in the Americas, excluding Cuba.

The North American Free Trade Agreement (NAFTA), came into effect on January 1, 1994, creating the largest free trade region in the world, generating economic growth and helping to raise the standard of living for the people of all three member countries, Canada, Mexico and United States.

The United States-Dominican Republic-Central America Free Trade Agreement (CAFTA) is the latest in a series of Free Trade Agreements (FTAs) that the United States has entered into with its neighbors in the Western Hemisphere.

CAFTA opens, not only a new era in trade between the United States and its neighbors, but also new opportunities for U.S. companies and U.S. operations of foreign companies. Historically, the United States has been the main trading partner of each of the countries in the agreement—Costa Rica, the Dominican Republic, El Salvador, Guatemala, Honduras, and Nicaragua.

The main advantages of regional integration is the availability of newer, cheaper, faster and more diversified goods, services, resources, facilities, ideas and knowledge as well as higher living standards. Without customs and other restrictions companies can take advantage of expanding markets which will ultimately increase its profits.US exports to Canada and Mexico has been increased since the implementation of NAFTA which has supported millions of Americans.
In the similar way, CAFTA has helped U.S as tariffs on more than 80% of U.S exports has been eliminated. Some other benefits of these kinds of regional integration is that as it is reciprocal trade agreement, all the member countries will be benefitted one way or another. It helps in creating better business environments and access to markets. Similarly, as the competition increases gradually, the consumers will be benefitted. Likewise, it will take into consideration labor rights and environmental protection. But there is a debate that only strong nations will be benefited by such integration becoming more and more powerful day by day whereas weak nations will always remain in shadows. Yes, strong nations will always remain in power but weak nations are also benefitted from such regional integration.

These kinds of regional integration has its own pros and cons. But for me, I think we should encourage such integration as it helps in economic development and maintaining peace in the member countries. If the country can sustain economically then slowly and gradually the political system will also be stable. Therefore, the country will be economically prosperous and with peace and harmony people can have higher living standards.

4.     While Greece needs help, the German economy has also suffered a major recession itself and a budget deficit. Would you advise the chancellor to bail out or not to bail out Greece? As a German taxpayer, are you willing to pay higher taxes to help Greece (bear in mind, after Greece, there might be Ireland, Portugal and possibly Spain)?

Greece is a part of European Union and it has been creating economic problem in all countries of EU because of the great economic depression it has been going through. Because of the economic crisis it is facing, this has been creating the problem of the devaluation of the Euro currency and making it weaker in the global financial market.

As the powerhouse of the European Union, Germany has been helping Greece to boost up its economy by providing loans. In some of the economies like Ireland and other countries these kind of bail out has worked and brought a quick return to growth. But in case of Greece, it has been failure because of increased taxes and cutting pensions which has caused social unrest and poverty. The government of Greece itself is not working to boost up its economy instead it is creating hurdles to the works of nations like Germany who are willing to bail it out. And if I had to advise the chancellor, I would advise him/ her to bail out Greece as Germany is center of European Union and it is the responsibility of the country to help in times of need. Not only this, I will advise the Greece to implement policies which will help the economy to come out of depression.

But if the German government refused to bail-out this can lead to a prolonged period of shrinking economical activity which can ultimately affect Germany in future. Later on, if the economy recovers, the investment can also be recovered.
 Yes, I will definitely pay higher taxes to bailout Greece if the tax is refundable.

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